One Of The Most Difficult Circumstances I’ve Ever Had To Deal With Is Not Having Any Maternity Health Insurance

I am in such a frustrating situation right now, all due to the fact that I do not have maternity health insurance. A year ago, we were pleased to find that my wife was pregnant. At this moment in my life, I was barely getting by hiring myself out as a freelance graphic designer. I know it’s dumb, but we haven’t had insurance since graduation because we could simply not afford it Although this little bundle of joy was a surprise to both of us, we felt such massive surges of joy when we knew we were pregnant that words cannot describe our feelings.

And from the get go, we struggled with the knowledge that we did not have insurance. First of all, we didn’t know if we could acquire insurance since my wife was already pregnant and it would count as a pre-existing condition. But we had no idea where we might find the appropriate information. My wife suggested that we search for private health plans online, but we were not sure where to find reputable websites or how to find plans that offered maternity health insurance.

And the insurance plans that we tracked down were more similar to highway robbery than anything a rational person might want to pay for. This was a very trying situation, so we took our questions to my wife’s cousin, a doctor, who mentioned that it was possible to make an arrangement with a hospital. This meant a flat rate for labor and delivery, but if there were any complications, we would be forced to potentially pay thousands and thousands of dollars extra.

It was a difficult situation, and we did not have a lot of friends to go to for advice. We did ask our questions of an old roommate of my wife’s, a woman who had attempted and failed to find infertility insurance. Eventually, we managed to track down a website that gave clear, worthwhile information that helped us understand exactly what our situation was and how we could get through it.

Today, many weeks later, I can hold my cute daughter Sarah. We’re very pleased with our small family, and we only wish that we could have had the resources beforehand to figure out what to do and how to do it. Because insurance is such a hard thing to wrap your mind around, the ideal solution is for better information distribution. While I hold my new baby, I can’t help but think that other people in the future might benefit from a revised means of buying insurance.

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