Atlas America Visitor Insurance Plans For Tourists
Non US residents who are planning on a trip to the US for vacation, study or business purposes generally prefer the Atlas travel insurance plan for their medical insurance coverage needs. This visitor medical insurance plan is also suitable for corporate travelers who travel overseas typically for a short or medium period of time.
This short term tourist medical insurance plan can be bought for duration of 5 days to a maximum of 1 year. Dependent children who are above 14 days of age are eligible for coverage. Senior citizens are also allowed to purchase this plan but the policy maximum differs according to the age.
The Atlas insurance covers the expenses incurred due to certain pre-defined complications that may arise during the pregnancy for the first 26 weeks of gestation. Other health care coverage benefits include doctor consultation, prescription drugs, emergency evacuation and repatriation, out-patient and in-patient admission, surgeries and diagnostic expenses up to the policy maximum mentioned in the insurance policy document.
In addition, terrorism coverage, natural disaster benefit, accidental death and dismemberment benefits are also included as a part of the coverage benefits. This insurance plan also covers for lost baggage and trip interruption. Overseas travelers can buy hazardous sports rider policy to cover for any adventure sports planned during the trip.
The insured becomes eligible for a 15 days optional coverage in the homeland for purchasing three months continuous coverage under this tourist medical insurance plan. Expenses incurred in the case of any illness or injuries during temporary visits to the homeland would be covered under this benefit.
For instance, on purchasing Atlas America tourist medical insurance plan for 6 month duration, the insured can enjoy an optional coverage benefit for 30 days on returning to the native land.
Treatments for any injury or illness during the overseas travel would be covered for a period of 180 days beginning on the day of diagnosis or treatment of the disorder either at the homeland or abroad.
The insured can renew the Atlas America tourist medical insurance plan online by paying a processing fee of $5 in addition to the premium amount. A fresh policy should be purchased if coverage is continued for more than 12 months. Individuals who want to cancel the tourist insurance plan can submit a written request before the effective start date in order to be eligible for full reimbursement.
