Cheaper Teen Auto Insurance — What Your Teen Driver Can Do
So your teen is now old enough to drive? While this should be a joyful moment, many parents remember it with some mixed feelings. Mixed feelings because the family budget is about to spiral up. Could you imagine the additional cost of gas? Furthermore, your premiums might triple just because of this teen driver, your teen. Are there tips that can help you pay a lot less. Good a thing, there are several. I’ll share them with you…
I will list several things and then dwell more on just one (the last point)…
1. It would help if you made it a family policy that your teen pays part or all of his/her premium. Teens you pay their own bills tend to be more responsible behind wheels. They are also more open to any ideas that will help them cut down costs.
2. Make him/her a secondary driver on your oldest car (Such a car should be ok without comprehensive and collision coverage).
3. Let your kid learn to drive at a driving school and NOT on their own. If they did learn on their own, let them take a course in defensive driving. Beyond the fact that insurers will reward such with lower rates, your kid would be the safer for it.
4. Encourage your teen to maintain straight A’s or a minimum of B’s. Insurers believe their is a correlation between recklessness and poor grades.
5. Make sure your teen drives a car that has all the recommended safety gadgets/features.
6. Let them use the public mass transit whenever they can. Lower mileage means cheaper rates. And did I point out that you’ll save on gas too?
7. Teens grew up with the internet and so are usually very good at finding their way around it. Let this work to your mutual benefit…
Your teen will definitely do a more extensive comparison shopping online than you’ll do. They have the time and skill to do this.
Just tell them that you want the best price to value ratio. They’d have to get and compare quotes from five or more quotes sites (Could be a pain for you to do but quite easy for the average teen).
Tell them to pick out the very best five or so quotes. You can go through those short listed and make the final decision. If done right, you could save over a thousand in premium dollars by doing this alone.
Start making huge savings now here: Cheap Car Insurance Quote and Cheap California Auto Insurance. Chimezirim Odimba teaches how to pay less for more.
